Alternative Risk Company is a leader in sourcing tailored insurance solutions for the residential and commercial construction markets. Our knowledgeable staff has worked directly in the construction industry and has obtained the prestigious Construction Risk and Insurance Specialist Designation from the International Risk Management Institute. General contractors, subcontractors, artisan contractors, owners and developers depend on Alternative Risk Company to place complicated and often difficult construction risks. We are even able to offer our agents online indication capabilities for residential general contractors and residential artisan contractors.

Our construction products include, but are not limited to:

  • Property & Inland Marine
  • Commercial General Liability
  • Umbrella and Excess Liability
  • Workers’ Compensation
  • Pollution
  • Wrap Ups or Owner Controlled Insurance Programs
  • Owner’s Contractors Protective’s and Railroad Protective’s

A few sample classes of business we consider:

  • General contractors, residential and commercial
  • Roofing contractors, residential and commercial
  • Welding Contractors
  • Demolition Contractors
  • Metal Erection Contractors

To put our expertise, experience and relationships to work for you and your construction clients, please forward the following items to expedite the submission process:

  • Appropriate ACORD applications
  • Contractors Supplemental Application
  • 3-5 years prior carrier loss runs (if applicable)


We can provide a plan specific to your needs.